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7 Best Money Moves of 2023

In light of our current economy, making sure your money works hard for you is one of the best things to do this year. Here are some ways you can navigate your financial situation, keep tabs on where you are and adjust if you need to.  Shop for a higher return on savings. These days, .....

Insider Threats: Identifying, Mitigating and Preventing Internal Security Risks in Organizations

One of the most devious and often underestimated dangers in cybersecurity comes from within an organization. These dangers originate from individuals within the organization who have access to sensitive data and systems, making them potentially dangerous adversaries capable of causing significant harm. Understanding, identifying, mitigating and preventing these internal security risks are paramount for safeguarding .....

New Personal Finance Provisions in the 2.0 Secure Act

The Continuing Appropriations Act, enacted at the end of 2022, included several provisions that impact retirement plans going forward. Specifically, the legislation enacts SECURE 2.0, an updated version of the Setting Every Community Up for Retirement Enhancement Act of 2019. The following provisions are financial planning considerations that affect individuals.  Increases Catch-up Contributions  Beginning in .....

Increased Tax Bills Hitting Private Companies – Big and Small

Private companies both large and small are feeling the tax pinch due to changes in the law. With rampant inflation, labor shortages, lingering supply chain issues and increased borrowing costs due to rising interest rates, tax problems are the last thing struggling companies need to face.  While tax rates themselves remain largely unchanged, business’ taxable .....

Employee Spotlight – James Shokal

It’s your time to shine!   What is your favorite movie and/or TV show?  The Marvel movies and TV shows    What did you want to be when you were growing up?    A carpenter    What hobbies do you have?    Disc golf and fishing   What was your first job?  Busser at The .....

8 Ways to Run a Better Construction Business

As a business owner, you know that conventional wisdom is valuable, but few lessons are as impactful as the ones you learn through firsthand experience. In this article, a seasoned masonry pro shares the biggest tips he’s learned through his career as a construction business owner. From balancing traditional methods with technological advancements to creating .....

Falling Material Prices Expected to Reverse Course

Since 2020 construction businesses have been enduring historic levels of price volatility as costs for materials have fluctuated wildly. Owners have felt a bit of relief in 2023 as some input commodity costs have started to soften. But experts warn that this trend of falling costs is unlikely to last. Read about the factors that .....

Subcontractors Feel the Pinch but Still Expect Growth

For subcontractors, growth in today’s market is a balancing act. Business revenue has generally risen in the past year, with demand holding firm, but other factors can mean that profitability remains elusive. Here are areas that experts encourage you to consider when planning, including staffing needs, material availability, and cash flow, to make the most .....

Eyes on the Prize

Over the past decade, a new reality has emerged for businesses, and one thing has become clear: predictability is a thing of the past. While estimating the costs of a project used to be a simple matter of calculating material and labor prices and building a buffer for overrun, now managers must be more vigilant .....

The Importance of Temporal Issues in Philanthropy

With the rise in prominence of planned giving and donor-advised funds and the increased impact of high-profile current events on donor habits, concerns about the timeliness of philanthropic gifts are growing. While giving was once dominated by legacy institutions that provided more reliable streams of funding, the shift in focus to individual donors as major .....